The opposition of the mitigation of the separation of banking and industry

Alternative proposals Our outline objections The side effects Alternative proposals

Introduction Government’s Goal is… The mitigation of the separation of banking and industry Step 1 Mitigation of private equity fund & pension fund 2 Commercial capital & bank stockholding limit 3 Removing the restriction completely

Objections Does it need to enhance domestic capital? 1 Does it need to enhance domestic capital? 2 Does it need to improve banking industries? 3 In foreign countries, there are some trends toward mitigation or even, remove?

Does it need to enhance its Wrong Does it need to enhance its Domestic capital? In the Korean restriction = equally controls without discrimination between Koreans and foreigners → it could lead to easier Korean banking facilities to foreigners than now If mitigation is going…

2) Does it need to improve its the traits of banking industries. Wrong 2) Does it need to improve its banking industries? Banking industry Industry opinions ignore the traits of banking industries.

Wrong 3) In foreign countries, there are some trends toward mitigation or even, remove? These countries are reconfirming a necessity of regulations related to the separation rule of banking and industry financial crisis

Separation rule of banking and Industry’s risks Risks Industrial private cash box The possibility of Loan abuse Damage to National economy Exposed Information

1. Industrial enterprise's private cash box Bank (A creditor) Losing a power to control Bank owned the company (A creditor) Enterprise (A debtor) Enterprise (A debtor)

2. The possibility of loan abuse The affiliates The rivals low-income group self-employments small and medium enterprises Bank Interest rate 7% Interest rate 2%

Korean development bank Huyndai Merchant & Korean development bank Show me the money!! Junk document

3. Damage to national economy Ex) South Korea’s financial crisis The shortage of an industry capital is again at the bank as it is. The company to have the bank’s an error = The people’s given The U.S. government to save banks → Using a lot of tax The pain of people will grow bigger !

4. Exposed Information. Bank Rival company Bank’s company

A solution. make steady economic structure Make financial auditing system more clearly and definitely Make enterprises' capital to develop in foreign country's markets propel growth of Financial capital for a long time

조원 역할 <자료 수집> <내용정리 & 대본> <영어 대본> <PPT 만들기> 모든 조원 <내용정리 & 대본> 류혜진, 박수와 <영어 대본> 양선화, 오승준, 이다영, 장지웅 <PPT 만들기> 강윤정, 현영은 <발표> 양선화, 오승준

자료 출처 민중의 소리 - “美도 금산분리 규제 유지”…한국정부만 거꾸로 조선일보 - [송희영 칼럼] '그림자 은행' 키워주는 한나라당 이데일리 - '금산분리 완화 치열한 찬반 논쟁‘ 쿠키뉴스 - '금산분리 완화로 재벌은행 등장할까‘ 한국금융연구원 - ‘세계 100대 은행의 소유형태와 시사점’ 시민운동연합신문 - ‘미국 금산분리는 소수주주 기득권 보호’ 네이버 블로그 - ‘GE와 금산분리’ 경제개혁연대 - 경제개혁리포트 특집 4호 (2008-1호) 금산분리 규제 완화의 문제점과 대안(2008.12.19) 머니투데이 - ‘산업은행이 현대상선 4000억원 대출과 관련, 임직원 징계를 앞두고 뒤숭숭한 분위기’

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